Save Mikala?
Okay, so I have been following the blogs of Sheila and Leigh Ann. Both of these blogs are about the trials and tribulations of erasing debt. I just found out today that Leigh Ann has wiped out her debt and that's got to be the most empowering feeling in the world. And, just in time for the holidays. I'm very jealous. But, I'm very happy for her too.
I guess I'm wondering if I have a problem with debt. I would love to focus my time and energy on paying off my credit card debt, but I'm not sure I want to face the truth yet. I'm not sure I want to tell everyone online how much I owe. I'm actually very good with money and I had no problems whatsoever until I bought the house. Now, my credit cards are all a lot higher than I'd like and I'd love to be able to pay them off. I know I could do it, but I hate waiting for 2 years to do so. Let's just say, my total debt right now is...over $7500. I pay $100 every pay period on each credit card, but it doesn't leave much money to work with afterwards. And, my debt doesn't seem to be going away.
Okay...I guess the point of my post is...do any of you have any suggestions or tips? Any advice?
Do I need to be saved from my debt? I'm guessing credit card debt over $7500 isn't exactly good, right? Help me!
2 comments:
If it helps, our was about the same the first year with the house. It gets easier because pretty soon you'll have all the little stuff that you had to buy when you moved. We used our tax return every year to get the amt down but it took about 2 years. Of course we wanted to take a vacation with that tax return but instead paid our bills.
Cut your credit cards up.
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